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Real Estate Tips
Short Sales >5. What If My Lender Refuses My Short Sale Request? The most common reason for a lender to refuse a short sale request is loss. That is, the lender will refuse a short sale if their calculations suggest that they will lose less via a foreclosure. If this happens to you:
Step 1: Demand a written letter from the loan servicer explaining exactly why the request has been denied.
Step 2: Figure out and write down the projected losses you’ll experience if the home is foreclosed on as opposed to sold as a short sale.
Step 3: Notify the company handling the loan that if the house is foreclosed on, you will be suing them for the damages you documented in Step 2.
If you follow this procedure, you should be in the clear either way. Either your home will be sold as a short sale like you previously wanted, or you will have the potential to regain your losses after foreclosure from the lawsuit. Your best strategy for navigating the short sale process is to work with a qualified agent who can assist you. The agent will help you work through the process and/or any contingency plans.
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Real Estate Trivia
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Exactly how many islands are included in the group called the 1000 Islands?
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| A |
There are actually 1,864 islands in the 80-mile stretch in the St. Lawrence River, between Ontario, Canada and New York State. |
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Becky Brosh
Edgewater Realty LLC
PO Box 70
Granby, CO 80446
970-531-0704
Fax: 970-887-1338
beckybrosh@BestImageAgent.com
A deep appreciation for the privilege of living, working and playing in the majestic Rocky Mountains has made it possible for me to enjoy a career assisting buyers and sellers with their real estate needs in Grand County since 1997. It is a true pleasure to be a part of the process of a family securing their dream home, to work with investors taking advantage of the market, and to volunteer in the community. In addition to having served as President of both the Grand County Board of Realtors and the Grand County Builders Association, I have been named the 2009 Grand County Realtor of the Year.    
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